You might say our founder is a bit detailed! As a former Engineer, he would acknowledge some truth to that view! Over 25 years ago, he started tracking all his expenses on a spreadsheet, and from there began to develop savings targets and found that by saving a little each month for multiple categories he was able to achieve his financial goals and avoid unplanned expenses that required going into debt. He also found it was a great way to reduce the financial stress in his marriage, since he and his spouse spent about an hour each month recording expenses and monitoring various savings accounts, and each year they sat together to make adjustments in their annual spending plan. Still together after almost 25 years, they would both say the method works!

Over the years, the spreadsheet and methodology got better and better, and several years ago other friends and family members began asking for help with setting up their own budgeting process. With their input, the Savings Bucket Budgeting system got even better.

Now we are ready to share this method with others. Our founder “semi-retired” in his early fifties (mostly due to the Savings Bucket Budgeting method), and now wants to help others achieve their financial goals and reduce financial stress in their own lives and in their relationships.